Thank you for accessing the Yardline® website located at www.yardline.com (the “Site”). The Site is owned and operated by Yardline Capital Corp., a wholly owned subsidiary of Swiftline Corp. (“Yardline®,” “we,” “our” or “us”).
Please note, if you are either a resident of, or physically located in, the United Kingdom or a European Union Member State, you are not permitted to use the Site and/or Yardline® Offerings.
Instagram® is a registered trademark of Facebook, Inc. (“Facebook”). LinkedIn® is a registered trademark of LinkedIn Corporation (“LinkedIn”). Please be advised that Yardline® is not in any way affiliated with Facebook or LinkedIn, nor are the Yardline® Offerings endorsed, administered or sponsored by either Facebook or LinkedIn.
Your California Privacy Rights
If you are a resident of the State of California and would like to learn how your “personal information” (as defined in the Shine the Light Law, Cal. Civ. Code § 1798.83) is shared with third parties, what categories of personal information we have shared with third parties in the preceding year, as well as the names and addresses of those third parties, please e-mail us at: email@example.com; call us at: (833) YARDLINE; or send us U.S. Mail to: Attn: Swiftline Corp., 325 Hudson Street, 4th Floor, New York, NY 10014.
Further, if you are a resident of the State of California and would like to opt-out from the disclosure of your personal information to any third-party for marketing purposes, please e-mail us at: firstname.lastname@example.org; call us at: (833) YARDLINE ; or send us U.S. Mail to: Attn: Swiftline Corp., 325 Hudson Street, 4th Floor, New York, NY 10014.
Your Nevada Privacy Rights
If you are a resident of the State of Nevada and would like to opt-out from the sale of your personal information to any third party data broker, please e-mail us at: email@example.com; call us at: (833) YARDLINE ; or send us U.S. Mail to: Attn: Swiftline Corp., 325 Hudson Street, 4th Floor, New York, NY 10014.
Personal Information Collected
Please be advised that items (h) and (l)-(s) in the preceding paragraph shall be referred to as “Sensitive Information.”
Use and Sharing of Personal Information
By making that personal information available to Yardline®, you grant Yardline® the right, subject to applicable law, to use that personal information to contact you regarding your use of the Yardline® Offerings, Yardline® products and/or services and/or third-party products and/or services that we think may be of interest to you. If you wish to stop receiving future communications from us, please follow the instructions at the end of each such e-mail message or see the “Opt-Out/Unsubscribe” section below.
We may also employ third parties and individuals to perform certain functions on our behalf, including helping us operate the Yardline® Offerings and/or to administer related activities on our behalf. Examples include sending direct and electronic mail, removing duplicate information from User lists, analyzing data and providing marketing analysis. The agents performing these limited functions on our behalf shall have access to our Users’ personal information as needed to perform their functions for us, but we do not permit them to use User personal information for other purposes.
We will also use your personal information for customer service, to provide you with information that you may request, to customize your experience with the Site and/or to contact you when necessary in connection with transactions entered into by you through the Yardline® Offerings. We may also use your personal information for internal business purposes, such as analyzing and managing our business. We may also combine the information we have gathered about you with information from other sources.
By registering via the Site, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the “Rule”) and applicable state do-not-call regulations. As such, notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, and/or on applicable state do-not-call lists, we retain the right to contact you via telemarketing in accordance with the Rule and applicable state do-not-call regulations.
Where you provide “prior express consent” within the meaning of the Telephone Consumer Protection Act (47 USC § 227), and its implementing regulations adopted by the Federal Communications Commission (47 CFR § 64.1200), as amended from time-to-time (““), you consent to receive telephone calls from Yardline®, including artificial voice calls, pre-recorded messages and/or calls (including SMS text messages) delivered via automated technology, to the telephone number(s) that you provided. Please note that you are not required to provide this consent in order to obtain access to the Yardline® Offerings, and your consent simply allows Yardline® to contact you via these means. firstname.lastname@example.org .
Background Checks and Credit Reporting
After creating an Account, and where you provide subsequent consent, we may implement a dynamic feature that provides you with the ability to monitor and check your status on an ongoing basis. If this feature is implemented by us, you may decide to allow us, separately, to pre-qualify your Account by providing us with additional information and linking your Account on any other platform (including any marketplace, e-commerce, or online sales platform or marketing channel to which you separately agree to provide us with access). To the fullest extent permitted by applicable law, you hereby agree that we may perform an initial background check (and subsequent periodic follow-up checks) on you and any of your principals, managing members, managers, members, stockholders, directors or officers or respective affiliates, to help us determine your suitability or approval for our services (each, a “Background Check”). Each Background Check may, without limitation, include a review of the following information, which you hereby expressly authorize and consent to: (a) your Registration Data; (b) your Business Entity's credit history; (iii) whether your Business Entity, or any of your Business Entity’s directors and officers, have any state or federal convictions and criminal records; (iv) information that is publicly available about your Business Entity and/or any of its directors and officers; (v) information that we obtain from third party service providers, including information derived or prepared by third-party data aggregation and analysis companies; and (vi) whether your Business Entity, or any of your Business Entity's principals, managers, managing members, directors, members, officers, stockholders, or controlling persons, have ever been declared bankrupt. You acknowledge that any failure to provide the foregoing information and said cooperation may preclude you from being approved to participate in, or continue to receive the benefit of, some or all of the Yardline® Offerings.
Growth Capital Requests, Third-Party Funding Services, Credit Reports and Access to Account Data
Users interested in obtaining Yardline® Funding and/or Third-Party Funding can submit materials in connection with such Growth Capital Requests and/or Third-Party Funding requests, respectively, by and through use of the applicable Account interface and/or Dashboard.
After creating an Account with Yardline®:
(A) If you decide to submit a Growth Capital Request;
(B) If you decide to allow us to do a complete pre-approval on an ongoing basis for Growth Capital Requests; or
(C) If you submit a Third-Party Funding request by and through the Third-Party Funding Services; then
(D) You specifically consent to let us request and receive your Business Entity's consumer report data and other data about your Business Entity from third parties to include in your Account profile, and specifically also agree as follows:
You understand that you are authorizing us to access data from your registered Yardline® Account (as well as any other marketplace, e-commerce, online sales platform or marketing channel to which you provide us with access), on an ongoing basis for so long as you have a registered Account. You acknowledge and agree that Yardline® may download data automatically and frequently on an hourly, daily, weekly, monthly and periodic basis. You understand and agree that Yardline® may use such data for its own internal purposes, to use with Yardline’s® affiliates and Third-Party Lenders, for other commercial purposes, and to evaluate with other data or analytics to track and update data through Dashboards available to you and your authorized users that access your Account. You understand that this consent allows Yardline®, the Third-Party Lenders and Yardline's affiliated companies to obtain such information at any time for as long as you have a registered Account.
In any circumstance where you have affirmatively opted-in and consented to submit a Growth Capital Request or have further opted-in and consented to receiving Yardline® Funding offers, Third-Party Funding offers and/or other Yardline® Offerings, you understand that you are providing written instructions in accordance with the Fair Credit Reporting Act and other applicable law for Yardline®, the Third-Party Lenders or Yardline's affiliated companies to request and receive copies of consumer reports, scores and other information about you and your Business Entity from third parties including, but not limited to, the credit reporting agencies: Experian®, TransUnion® and Equifax®. You understand that your instructions let Yardline®, the Third-Party Lenders and Yardline's affiliated companies obtain such information at any time for as long as you have a registered Account. You understand that: (a) in submitting a Growth Capital Request, Third-Party Funding request or any other Yardline® Offerings request; and/or (b) if you have been approved for, and are receiving, Yardline® Funding and/or Third-Party Funding in connection with any Growth Capital Request and/or Third-Party Funding request, as applicable, or are receiving any other Yardline® Offerings, your behavior and timing with respect to meeting your financial obligations to Yardline® on a timely basis may also be reported to credit rating agencies, which may have a positive or negative impact on your credit ratings that could be material in affecting future applications for credit and existing credit facilities in place for your Business Entity.
Equifax® is a registered trademark of Equifax, Inc. (“Equifax”). Experian® is a registered trademark of Experian Information Solutions, Inc. (“Experian”). TransUnion® is a registered trademark of TransUnion LLC (“TransUnion”). Please be advised that Yardline® is not in any way affiliated with Equifax, Experian or TransUnion, nor are the Yardline® Offerings endorsed, administered or sponsored by any of the foregoing entities.
Non-Personal Information Collection and Use
Computer IP Addresses/Browser Type
We may collect certain non-personally identifiable information about you and your desktop computer when you visit many of the pages of the Site. This non-personally identifiable information includes, without limitation, the type of browser that you use (e.g., Safari, Chrome, Internet Explorer), your IP address, the type of operating system that you use (e.g., Windows or iOS) and the domain name of your Internet service provider (e.g., Verizon, AT&T). We use the non-personally identifiable information that we collect to improve the design and content of the Yardline® Offerings and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze usage of the Yardline® Offerings.
Most Internet browsers are initially set up to accept Cookies, but you can reset your browser to refuse all Cookies or to indicate when a Cookie is being sent. To disable and reject certain Cookies, follow the instructions associated with your Internet browser. To manage Flash Cookies, please click here:
Users can opt-out of certain Google®-related tracking technology, and customize the Google® Display Network ads that they receive, by visiting the Google® Ads Settings at: http://www.google.com/settings/ads. Google® also recommends installing the Google® Analytics Opt-out Browser Add-on for your web browser, which is available here: https://tools.google.com/dlpage/gaoptout.
In addition, Users may be able to disable some, but not all, of this tracking activity by utilizing the “Do Not Track” setting or similar options within most major Internet browsers. Further, Users may be able to opt-out of this form of tracking utilizing the options made available by the Network Advertising Initiative, Facebook or Digital Advertising Alliance. Please note that opting out of this tracking activity does not opt you out of being served advertising. Even where you opt out of this tracking activity, you will continue to receive generic ads.
Cross Device Tracking
Yardline® tracks Users’ use of the Yardline® Offerings across various devices, including your personal computer and mobile device, in order to optimize and personalize your Yardline® Offerings experience. Yardline® may collect certain of your personal information across various devices. Please be advised that where you opt-out of having your use of the Yardline® Offerings tracked across devices, you may need to upload certain information multiple times and/or input your log-in information multiple times.
Yardline® reserves the right to transfer and/or sell aggregate or group data about Users of the Yardline® Offerings for lawful purposes. Aggregate or group data is data that describes the demographics, usage and other characteristics of Users as a group, without disclosing personally identifiable information.
Social Media Websites
If you engage in any interaction with Yardline®, other Users or any third-party by and through any Social Media Pages, you should be aware that: (a) the personal information that you submit by and through such Social Media Pages can be read, collected and/or used by other users of these websites/services (depending on your privacy settings associated with your accounts with the applicable Social Media Websites), and could be used to send you unsolicited messages or otherwise to contact you without your consent or desire; and (b) where Yardline® responds to any interaction on such Social Media Pages, your account name/handle may be viewable by any and all members/users of Yardline’s® social media accounts. We are not responsible for the personal information that you choose to submit via any Social Media Websites.
The Social Media Websites operate independently from Yardline®, and we are not responsible for such Social Media Websites’ interfaces or privacy or security practices. Your interactions with the Social Media Pages are governed by the privacy policies of the applicable Social Media Websites. We encourage you to review the privacy policies and settings of the Social Media Pages with which you interact to help you understand those Social Media Websites’ respective privacy practices. If you have questions about the security and privacy settings of any Social Media Pages that you use, please refer to the applicable Social Media Website’s privacy notices or policies.
The Site may contain links to third-party owned and/or operated websites including, without limitation, Social Media Websites. Yardline® is not responsible for the privacy practices or the content of such websites. In some cases, you may be able to make a purchase through one of these third-party websites. In these instances, you may be required to provide certain information, such as a credit card number, to register or complete a transaction at such website. These third-party websites have separate privacy and data collection practices and Yardline® has no responsibility or liability relating to them.
Security of Your Personal Information
We endeavor to safeguard and protect our Users’ personal information. When Users make personal information available to us, their personal information is protected both online and offline (to the extent that we maintain any personal information offline). Where our registration/application process prompts Users to enter Sensitive Information, and when we store and transmit such Sensitive Information, that information is encrypted with advanced TLS (Transport Layer Security).
Access to your personal information is strictly limited, and we take reasonable security measures to ensure that your personal information is not accessible to the public. All of our Users’ personal information is restricted in our offices, as well as the offices of our third-party service providers. Only employees or third-party agents who need User personal information to perform a specific job are granted access to User personal information. Our employees are dedicated to ensuring the security and privacy of all Users personal information. Employees not adhering to our firm policies are subject to disciplinary action. The servers that we store User personal information on are kept in a secure physical environment. We also have security measures in place to protect the loss, misuse and alteration of personal information under our control.
Please be advised, however, that while we take every reasonable precaution available to protect your data, no storage facility, technology, software, security protocols or data transmission over the Internet or via wireless networks can be guaranteed to be 100% secure. Computer hackers that circumvent our security measures may gain access to certain portions of your personal information, and technological bugs, errors and glitches may cause inadvertent disclosures of your personal information; provided, however, that any attempt to breach the security of the network, our servers, databases or other hardware or software may constitute a crime punishable by law. For the reasons mentioned above, we cannot warrant that your personal information will be absolutely secure. Any transmission of data by and/or through the Site, other Yardline® Offerings or otherwise via the Internet or wireless networks, is done at your own risk.
In compliance with applicable federal and state laws, we shall notify you and any applicable regulatory agencies in the event that we learn of an information security breach with respect to your personal information. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.
Fraud Detection and Account Security
We are committed to stopping fraud and reserve the right to take all reasonable measures to detect and prevent it. For security purposes, we may view, monitor, and record activity undertaken by and/or through the Yardline® Offerings without notice or permission from you. Any information obtained by monitoring, viewing, or recording may be subject to review by law-enforcement organizations in connection with investigation or prosecution of possible criminal activity undertaken by and/or through the Yardline® Offerings. We will also comply with all court orders involving requests for such information. Actual or attempted fraud or other unauthorized use of the Yardline® Offerings may result in criminal and/or civil prosecution and immediate termination of your right to use the Site.
To protect the security of your personal information, we may require you to authenticate your identity (i.e., prove that you are who you say you are) to conduct certain transactions by and/or through the Yardline® Offerings. Use of unique login information may be required to access certain portions of the Yardline® Offerings. You acknowledge that your login information is unique and must be kept private and confidential to protect the security of your Account. You agree not to give or make available your login information to any unauthorized individual. If you believe your login information has been compromised, lost or stolen, someone without authorization has attempted to use your Account, or your Account has been accessed by someone without authorization, you must notify us immediately (using the contact information below). If you lose or forget your login information, contact us immediately. If you fail to notify us, you may be liable for all unauthorized activity on your Account.
To opt-out of receiving e-mail and other forms of communication from us, you can: (a) follow the instructions included in the applicable e-mail message or other communication; or (b) e-mail us at: email@example.com.
Notwithstanding the foregoing, we may continue to contact you for the purpose of communicating information relating to your use of Yardline® Offerings, as well as to respond to any inquiry or request made by you. To opt-out of receiving Yardline® Offerings-related and/or inquiry response-related messages from Yardline®, you must cease requesting and/or utilizing the Yardline® Offerings and/or cease submitting inquiries to Yardline®, as applicable.
Deleting, Modifying and Updating Your Information
At your request, we will: (a) inform you of what personal information we have on file for you; (b) amend the personal information that we have on file for you; and/or (c) remove personal information that you have provided to us, or that we have otherwise collected. You may do so by e-mailing us at: firstname.lastname@example.org. We ask individual Users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and, to the extent permitted by applicable law, we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others or would be extremely impractical (for instance, requests concerning information residing on backup tapes).
Please be advised that deleting your personal information may terminate your access to certain of the Yardline® Offerings. If you wish to continue using the full complement of Yardline® Offerings, you may not be able to delete all of the personal information that we have on file for you.
Please be further advised that, after you delete your personal information, residual copies may take a period of time before they are deleted from our active servers and may remain in our backup systems.
Transfer of Personal Information Internationally