Leverage your business assets to access capital
Asset-Based Lending
Asset-based lending allows businesses to borrow against the value of accounts receivable, inventory, equipment, machinery, or real estate. This secured lending structure provides access to larger credit facilities at competitive rates. Asset-heavy businesses can utilize ABL to unlock capital tied up in hard assets while maintaining equity ownership. Yardline facilitates asset-based lending from $50,000 to $20 million.
Distributors and wholesalers with significant inventory.
Companies with real estate holdings.
Businesses requiring larger credit facilities.
KEY FEATURES
Higher Borrowing Capacity
Borrow up to 85% of eligible accounts receivable and up to 65% of inventory value. Equipment and real estate can provide additional borrowing base capacity.
Asset-Based Structure
Credit facility grows as your asset base expands. Seasonal businesses can access more capital during peak inventory periods and reduce outstanding balances during slower periods.
Competitive Pricing
Secured lending structures typically offer lower rates than unsecured alternatives. Rates often tied to Prime or SOFR with modest spreads for qualified businesses.
Flexible Deployment
Use capital for any business purpose: inventory purchases, accounts payable, expansion, acquisitions, or refinancing existing debt.
Explore your financing options
with our team:
with our team: