Leverage your business assets to access capital
Asset-Based Lending
Asset-based lending allows businesses to borrow against the value of accounts receivable, inventory, equipment, machinery, or real estate. This secured lending structure provides access to larger credit facilities at competitive rates. Asset-heavy businesses can utilize ABL to unlock capital tied up in hard assets while maintaining equity ownership. Yardline facilitates asset-based lending from $50,000 to $10 million.
What is Asset-Based Lending?​
Asset-based lending is a financing solution that uses your company’s assets as collateral. This flexible approach allows businesses to access capital based on the value of their assets rather than just their credit history.
Perfect for businesses with substantial assets but limited cash flow, ABL provides the working capital you need to grow, expand, or manage seasonal fluctuations.
Fast Approval
Quick decisions based on asset value
Flexible Terms
Structure that grows with your business
Eligible Assets
We accept a wide range of business assets as collateral
Accounts Receivable
Convert your outstanding invoices into immediate cash.
Inventory
Use your inventory as collateral for working capital.
Equipment
Leverage your machinery and equipment assets.
Real Estate
Commercial real estate and property holdings.
Key Features
Higher Borrowing Capacity
Borrow up to 85% of eligible accounts receivable and up to 65% of inventory value. Equipment and real estate can provide additional borrowing base capacity.
Asset-Based Structure
Credit facility grows as your asset base expands. Seasonal businesses can access more capital during peak inventory periods and reduce outstanding balances during slower periods.
Competitive Pricing
Secured lending structures typically offer lower rates than unsecured alternatives. Rates often tied to Prime or SOFR with modest spreads for qualified businesses.
Flexible Deployment
Use capital for any business purpose: inventory purchases, accounts payable, expansion, acquisitions, or refinancing existing debt.
How It Works
Get funding in as little as 24 hours with our streamlined process
Apply Online
Complete our simple 5-minute application with basic business and asset information.
Get Matched
Our algorithm matches you with the best lending partners from our 30+ partner network
Compare Offers
Review multiple competitive offers side-by-side with transparent terms
Get Funded
Choose your preferred offer and receive funding as quickly as the same day
Explore your financing options
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