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Revolving credit facilities

Working Capital Lines of Credit

A working capital line of credit provides businesses with flexible access to capital as needed. Draw funds when opportunities arise, repay as cash flow permits, and access the credit line again. This revolving structure is ideal for businesses with seasonal fluctuations, variable cash flow, or ongoing working capital requirements. Yardline facilitates lines of credit from $20,000 to $20 million with competitive rates and flexible terms.

Companies with $10,000+ in monthly revenue

Businesses with accounts receivable and inventory

Businesses with predictable cash flow cycles

KEY FEATURES

Revolving Access

Draw funds as needed up to your approved credit limit. Repay and redraw without reapplying. Interest charged only on outstanding balances.

Flexible Terms

Lines of credit structured with terms from 6 months to 5 years. Many options include interest-only payment periods to preserve cash flow during growth phases.

Competitive Rates

Rates starting as low as Prime or SOFR-based pricing for qualified businesses. Fixed-rate options also available for businesses preferring payment predictability.

Scalable Facilities

Credit lines that grow with your business. Many lenders offer periodic reviews to increase facility size based on business performance and asset growth.

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